ETFs are yesterday's news. Your money can do more.
ETFs were the top product for low-risk, long-term investing for a long time, but the financial world is evolving. Direct Indexing is next.
What is Direct Indexing?
Direct Indexing allows you to replicate a stock market index directly by buying the underlying stocks — similar to an ETF. The difference is that with Direct Indexing, you personally hold the individual stocks of an index and can tailor them to your values and preferences, giving you greater flexibility in selection and additional tax optimization opportunities. And all of this comes without the typical ETF management fees.
Why Direct Indexing is better than ETFs.
Portfolio
Personalization
Customize your investments individually: Choose exactly the companies that match your values and optimally align your portfolio. Realist gives you the freedom to set your own priorities.
Extreme
Cost Efficiency
Save more with fewer fees: By directly owning stocks, you eliminate the cost structure of traditional funds. This way, more returns remain for your personal investment goals.
Secure
Shareholder Benefits
Take advantage of real shareholder perks: With Realist, you benefit directly from dividends and voting rights. This gives you full control over your investment – and the best starting position.
Be among the first,
to use Realist.
Stay up to date with app updates, benefit from beta user advantages and invest your money smarter than anyone else!
Your ticket to the smartest way to invest money.
With the Realist app, you can easily set savings goals and align your investment with an index of your choice using direct indexing. No expert knowledge or hidden costs required.
Learn more about our appThe most important questions about Direct Indexing
What is the difference between direct indexing and an ETF?
An ETF bundles many stocks or other assets into a single product that you can buy and sell as a whole. Direct indexing goes a step further: You own the individual stocks in an index directly, rather than just holding shares in a fund. This gives you the opportunity to customize your portfolio, for example, by excluding certain companies or taking advantage of tax benefits.
I've already invested in ETFs. Does it make sense for me to switch to Realist?
With Realist, you can structure your portfolio exactly as you see fit and take advantage of tax benefits through targeted management based on your values and preferences – something ETFs can't offer. If flexibility, efficiency, and a personalized investment strategy are important to you, switching makes sense.
With Direct Indexing, do I have to pay fees on each share I own through Direct Indexing?
No, at Realist you don’t pay separate fees for each stock. Our pricing structure is transparent and simple: you pay only €10* per month – this covers all costs, with no additional fees per stock. * - indicative pricing proposal. Subject to change.
Do I have to build a portfolio from scratch?
No, we'll take care of that for you. At Realist, you start with a personalized portfolio based on your chosen index. You can then customize it to your individual needs, but getting started is simple and straightforward.
Isn't it more costly to manage hundreds of stocks through direct indexing?
Don't worry, we'll take care of it for you. With Realist, you don't have to worry about managing it – we'll ensure your portfolio is automatically adjusted to mirror the index or accommodate your individual preferences. So you benefit from the advantages of direct indexing without any additional effort.
